LIC Housing Finance Ltd., is offering loans for the Purchase, Construction, Expansion, Repair/Renovation and Plot Purchase.
LIC Policy can be taken with LIC housing loan for the approved amount as loan security.Insurance to cover Housing loan principal call at 9480240513.
LIC Home Loans offers 2 schemes of Griha Prakash and Griha Lakshmi, which covers up to 85% of total cost while providing loan which can be re-paid in 15 to 20 years (depending upon the scheme) or before the age of 70 years, whichever is earlier. If you are experiencing space problem within your house, LIC Griha Prakash offers you loans for extension of housing units. The loans provided under this scheme should be at least Rs. 1,00,000 and can go up to 85% of the total market value of your house. In both the schemes, stamp duty and registration charges are included in the loan amount. You are given a flexible period to repay the whole loan amount along with accrued interest.
CHECK LIST FOR CUSTOMERS - Resident Indians
1. Duly filled in application with two photographs duly signed across.
2. Qualification proof :
3. Identification Proof : (Original to be shown at the time of counseling)
For Salaried : Employee ID & Pan Card
For Self Employed: Pan Card
for Others: Voter ID/ passport /driving License
4. Residence Proof (Any one original to be shown at the time of counseling)
Ration Card/ Telephone Bill
Electricity Bill/ Bank Statement
Bonafide Certificate
5. Income Proof :
1) Last 3 months pay slips - with self attestation
2) Latest year form 16 & ITR
3) Bank Statement for last 6 months reflecting Salary credits
4) Appointment order copy (if joined during the last 2 years)
5) Revised CTC (Cost to Company) or Annual Compensation Structure - Self Attestation)
6) Previous Employment Proof (for the last 2 years)
1. Last 3 years IT returns with statement of Income, Balance Sheet, Profit 7 Loss A/c, detailed Depreciation Statement.
2. Bank statement of both Applicant And proprietary concern for last 6 months
3. In case of partnership firm - partnership deed & latest 3 years firm's ITRs, Bank Statement, P & L, Latest 6 months statement.
4. In case of directors of companies - Memorandum & Articles of Association and Annual Reports (Certification of Incorporation) and firm's ITRs - all for latest 3 years and latest 6 months bank statement.
Rental Income Proof (If any)
1. Copies of rental agreement
2. Copy of sale deed/ latest property tax paid receipt
3. Copes of sanction letters of all existing loans ( Personal/ Vehicle/ Consumer/ Home Loans)
Property Documents
For flat under Construction
1. Sale Agreement & construction Agreement
2. Copy of Parent documents (for last 12 years) along with E.C. (for last 15 years)
3. Approved Plan with Applicants flat duly marked
For purchase Cases - Ready built House/ flat
1. Sale Agreement
2. Copy of Parent documents (for last 12 years) along with E.C. (for last 15 years)
3. Latest Property Tax Receipt of Vendor
4. Approved Plan
In case of direct allotment by Government bodies like BDA/ KHB
1. Original Allotment letter
2. NOC/ Annexure A & B
3. Receipt for margin money
For house under Construction/ Renovation / Mortgage
1. Sale Deed
2. Parent Documents (for last 12 years) along with EC (for Last 15 years)
3. Original Estimates for Constructions/ Renovations (from Valuer/ Architect)
4. Approved Plan
For Take over from other Institutions
1. Copy of Sanction letter
2. Loan Repayment Track of the last 2 years
3. Latest Out standing loan statement
4. List of documents with the Financial Institutions
5. Copy of Sale deed & Construction agreement
6. Parent documents for the last 12 years with EC (for last 15 years)
7. Latest year property Tax Receipt
| For LIC Housing Loans, Pls call at :
LIC Housing Finance,
2nd Floor,
Canara Mutual Building,
Residency Road,
Bangalore -560001.
Visit : LIC Housing Finance
Insurance on Housing loan principal, please call at 9480240513. Insurance.
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Call us at 9480240513 or write to support@licbangalore.com for free quotations.
Insurance is the subject matter of solicitation
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